The 7 Baby Steps are a proven, step-by-step plan to take control of your money and build wealth. First, save $1,000 as a starter emergency fund. Then, knock out all debt except your house. Once you’re debt-free, build up 3–6 months of expenses. From there, you’ll invest, save for college, and pay off your home early so you can live and give like no one else. Follow this plan and you’ll change your life forever. | Dave Ramsey

Most people think winning with money is complicated. It’s not. It’s just hard. I learned that the hard way when I went from millionaire at 26 to broke and starting over with a newborn and a marriage barely hanging on. The truth? There are only a few things you have to do: live on less than you make, stay out of debt, save, invest, and give. Simple to understand. Tough to live out. That’s why having a plan matters. Sharon and I started winning again when we stopped guessing and started telling ou

Millionaire Theme Hour - $1.4 Million - Earfan from Houston, TX