Fed rate cuts have made home equity loans affordable. Here's how much a $40,000 home equity loan costs monthly now.

New Fed rate cuts have lowered home equity borrowing costs. Here's how much a $100,000 home equity loan costs now.

Both HELOC and home equity loan rates have declined substantially from their 2024 highs. Rates are being driven primarily by ...

Home equity loan interest rates, already on a slow but consistent decline for much of the last 18 months, fell to a new 2025 low this week. Now at an average of just 8.23%, home equity loan rates are ...

Not much movement with home equity rates in the latest week. The average rate on a $30,000 home equity line of credit (HELOC) was unchanged, holding at 8.12 percent, according to Bankrate’s national ...

Founded in 1938, offers home equity loans and home equity lines of credit (HELOCs) with a variety of terms, providing homeowners with flexibility at an affordable rate. In fact, its low rates earned ...

Caroline Basile is Forbes Advisor’s student loans and mortgages deputy editor. With experience in both the mortgage industry and as a journalist, she was previously an editor with HousingWire, where ...

Minimal movement in home equity rates in the latest week. The benchmark 5-year $30,000 home equity loan edged down two basis points to 8.13 percent, marking the second week at its lowest level in two ...

Home equity loans are a financial tool that allows homeowners to leverage the equity they’ve built in their homes for different purposes, including home improvements, debt consolidation or funding ...

U.S. homeowners are sitting on a record $34.5 trillion in home equity, and more are tapping that mountain of accessible assets. Home equity available to homeowners has risen by $600 million since the ...

Home equity loans and home equity lines of credit (HELOCs) have lower interest rates than credit cards. That can lead some homeowners to use them to pay down large credit card bills. But this method ...