The debt-service coverage ratio (DSCR) measures the cash flow available to pay current debt obligations. Many lenders set ...

Learn how to calculate the combined ratio for insurance companies, including financial and trade basis methods, using loss and expense ratios for profitability analysis.

The ability to gauge the state of a company's financial situation is essential for making sound management decisions. A financial ratio is a comparison between two pieces of financial data that ...

The founder of a new business is often not be a financial expert who understands all of the financial formulas necessary to manage all areas of running a business. Both startups and businesses that ...

Rachael has a Bachelor’s degree in mass media from Wilson College, Mumbai and a Master’s degree in English from Pune University. The Times Interest Earned (TIE) ratio stands as a critical indicator of ...

Equity-to-asset ratio indicates how much of a company is owned versus debt-leveraged. To calculate, divide total equity by total assets; e.g., $4M/$5M = 80%. Compare ratio to industry to assess ...