I have $12K in my checking account and I was told by my bank that's too much

While it’s important to have a buffer, you don’t want too much of a buffer. If you live on about $2,500 per month, but have ...

I have $12K in my checking account and was told by my bank that's too much — how you can use that cash stash to build wealth and secure your finances

While it’s important to have a buffer, you don’t want too much of a buffer. If you live on about $2,500 per month, but have ...

Best High-Yield Savings Accounts for October 2025: Up to 4.51%

The highest APY available changes frequently. As of October 29, 2025, Digital Federal Credit Union offers 5.50% APY on the ...

Earn up to 4.50% APY -- Our Best Online Savings Account Pick

SoFi Checking and Savings (Member FDIC) continues to offer one of the highest annual percentage yields (APYs) available -- up ...

Money Market Interest Rates Today: November 7, 2025 – Rates At 4.22%

The highest money market account rate available today is 4.22% Changes from the Fed or your bank can quickly change money ...
Security Boulevard

The public’s one account for government services

Explore the idea of a single, secure digital identity for accessing all government services. Learn about the technical challenges, security, and user experience considerations.

Maximize Your Money With Austin Telco Federal Credit Union

If you’re looking to make your money work harder without locking it away, a high-yield checking account might be your new best friend. Pamela Cotton, Vice President of Member Services at Austin ...

I Asked a Wealth Manager How To Turn $1K Into $100K: Here’s the Plan

GOBankingRates spoke with wealth managers to determine strategies for how someone in their 20s with a long-time horizon can ...

Tired of your bank? Here's why Americans are 'soft switching.'

Much “soft switching” plays out among bank-industry titans: Most of the 10 firms with the largest shares of new accounts were big, traditional banks. The list also includes SoFi, a financial ...

Do You Have Too Much Money in Your Checking Account? 3 Red Flags to Watch in November 2025

Keeping too much cash in checking could cost you. Watch for these three red flags and make your money work harder this ...

Today’s Top Money Market Account Rates For November 5, 2025 – Rates Hit 4.22%

The highest money market account rate available today is 4.22%  Changes from the Fed or your bank can quickly change money ...

Capital One Savings Accounts Are Not Bad, but Can You Do Better?

Capital One savings account interest rates are higher than average, and the bank doesn’t charge monthly maintenance fees or ...