Leaving the Wrong Beneficiary on Your IRA Plan Can Be a Costly Mistake

Many savers pay little attention to retirement-account beneficiaries.

Inheriting a Parent's IRA? Here's What You Need to Know

Generally, you need to withdraw the account balance in 10 years. You also need to be mindful of required minimum ...

I was the beneficiary of my late wife’s IRA and 401(k) — but I want the kids to get the cash. Can I avoid taking RMDs?

Untangling their finances after they die only adds to the strain — particularly when it comes to retirement accounts. Imagine ...

I was the beneficiary of my late wife’s IRA and 401(k) — but I want our kids to get the cash. Do I still have to take minimum distributions one day?

I was the beneficiary of my late wife’s IRA and 401 (k) — but I want our kids to get the cash. Do I still have to take ...

I’m in my 70s. Should I take the tax hit and withdraw all of my inherited IRA to avoid required minimum distributions?

Recently, I’ve wondered if it makes sense to transfer the inherited IRA to a non-retirement account, take the tax and ...

My dad died 30 years ago, but I just found an old IRA with a $30K balance in his name. Can I still claim that cash — and will it all still be there?

Let’s say, for example, that you just discovered your deceased father’s Individual Retirement Account ( IRA ), which had ...

A financial firm gave me the wrong advice about my inherited IRA. Should I get a lawyer?

Recently I was the spousal beneficiary of my wife’s IRA. I went over the options with the major financial group holding the ...

Man vs. AI chatbot: Smart IRA inheritances and retirement income

Discover how strategic beneficiary planning can help you stretch IRA distributions beyond the standard 10-year rule, ...

Ten Retirement Tax Plan Moves to Make Before December 31

Proactively reviewing your health coverage, RMDs, and IRAs can lower retirement taxes in 2025 and 2026. Here’s how.
New Hampshire Business Review

Stretching the IRA in a post–SECURE Act 2.0 world: special rules for disabled beneficiaries

For families navigating both retirement planning and long-term care, the life-expectancy exception offers a powerful ...

The Mulligan Rule of Retirement — Seven Mistakes You Can Fix

Use the Mulligan Rule to undo these seven costly retirement errors. While you can’t go back in time, some retirement choices ...

The Backdoor Roth IRA: A Strategic Path to Tax-Free Retirement and Legacy Planning

In the realm of retirement planning, the backdoor Roth IRA stands out as a clever strategy for high earners seeking tax-free income during retirement. However, its advantages extend beyond personal ...