The genie is out of the bottle when it comes to the marriage of protection and accumulation in providing true holistic financial planning, says Bruce Donaldson, partner and CEO of the Simplicity Group ...

Three decades after the first insurance company tied a product return to an index, those now-fully mature indexed products continue to dominate sales, innovation and regulatory discussions. The allure ...

Lawsuits by disgruntled customers unhappy with the performance of their indexed universal life policy are nothing new. Insurance company defendants often allege greedy attorneys and overreaching ...

As people live longer, retirement is becoming much more challenging for financial advisors and their clients as they seek to optimize their “golden years,” enjoy continued good health and implement ...

Despite working hard all their lives to save for their golden years, many retirees — even affluent retirees — tend to underspend after they’ve retired. Research shows that few are systematically ...

South Carolina became the second state this month to bar an Advantage Capital Partners-controlled life insurer from writing new business after Dec. 31. “Atlantic Coast Life Insurance Company and ...

Born in Pakistan, Esfand Dinshaw had a talent and interest in math that set him on a journey that landed him studying actuarial science in Des Moines, Iowa. Four decades later, that journey has taken ...