The European Banking Authority (EBA) has published its response to the European Commission’s Call for Technical Advice on ...

The Board of Supervisors of the European Banking Authority (EBA) has elected Kristīne Černaja-Mežmale as its Vice-Chair for a duration of two and a half years. Ms Černaja-Mežmale will take up her new ...

Broad and diverse adoption of AI in the EU/EEA banking sectorOver the past decade, the EU/EEA banking sector has undergone a profound digital transformation, embracing a broad spectrum of advanced ...

To ensure the orderly functioning and stability of the financial system in the European Union, we monitor and analyse risks and vulnerabilities relevant for the regulation of banks and investment ...

Structural and cyclical factors have caused cracks in commercial real estate marketsThe pandemic had manifold impacts on societies, business, economies more broadly and many other parts of life. This ...

To contribute to the stability and effectiveness of the European financial system, the EBA develops harmonised rules for financial institutions, promotes convergence of supervisory practices, monitors ...

Is the treatment of fixed rate loan commitments to retail counterparties clear and are there other instruments with retail counterparties where a behavioural approach to optionality should be taken? ● ...

The supervisory factor for the credit risk category add-on is to be assigned based on the rating assigned to the issuer of the underlying credit derivative. For securitisations, should the rating of ...

To contribute to the stability and effectiveness of the European financial system, the EBA develops harmonised rules for financial institutions, promotes convergence of supervisory practices, monitors ...

The Interactive Single Rulebook (ISRB) is an on-line tool that provides a comprehensive compendium of the level 1 text listed below as well as their associated delegated and implementing acts, RTS, ...

MiCAR reporting Guidelines Own initiative guidelines on reporting of data that competent authorities will need for the purpose of their supervisory tasks and for significance assessment. 06/2025 ...