Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

You can sell all or part of your structured settlement for a lump sum, but you need court approval and will only receive a percentage of your total future payouts. Structured settlements are regular, ...

Achieving financial security can be difficult in this world. For those who acquire wealth in the aftermath of a life-altering accident, economic stability can be even more essential. Unfortunately, ...

If you’re getting offers to purchase your structured settlement, you're absolutely right to be skeptical. Selling a structured settlement for quick cash can be legal, but it’s often predatory and ...

An insurance settlement is a financial agreement between an insurance company and a claimant, typically following an accident ...

Often, when larger personal injury or wrongful death cases are resolved, the plaintiff's counsel will be asked "Would your client be interested in a structured settlement?" The purpose of this article ...

The path settlement funds take from a defendant to a personal injury plaintiff can radically change how much the plaintiff keeps. Often, slowing settlement negotiations to plan that path, or convince ...

Laurie Sepulveda is a MarketWatch Guides team senior writer who specializes in writing about insurance, investing, personal loans, home equity loans, mortgages and banking. She lives in North Carolina ...