The Social Security Administration determines which benefit is the greater amount. In some cases, though, you may want to ...

Understanding how Social Security spousal benefits work is crucial for maximizing your family’s retirement income.

My wife is 76, born in 1948. She retired at full retirement age and currently collects $1,076 per month. I will be retiring ...

Retirement can be challenging, even more so for stay-at-home parents who perform unpaid caregiving work while their spouses work outside the home. In August 2025, retired workers received an average ...

Millions of Americans rely on Social Security for most or all of their retirement income. Unfortunately, not everyone has a sufficient career earnings record to qualify for a worthwhile benefit.

Spousal benefits are a core feature of Social Security, designed to provide financial security to married individuals and divorced spouses who may have limited or no work history of their own.

Claiming spousal benefits allows you to earn up to 50% of the primary claiming spouse's benefit. Note that claiming spousal benefits early results in a larger reduction than for standard benefits.