The Beneish model was designed by M. Daniel Beneish to quantify eight variables that can indicate that a company is misrepresenting its profits. Here’s how it works.

Erika Rasure is globally-recognized as a leading consumer economics subject matter expert, researcher, and educator. She is a financial therapist and transformational coach, with a special interest in ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Dashia is the consumer insights editor for CNET. She specializes in data-driven analysis and news at the intersection of tech, personal finance and consumer sentiment. Dashia investigates economic ...

PHOENIX — It happens about every five years -- The Fair Isaac Corporation, or FICO, updates the way they calculate your credit score. It's used by about 90 of the top 100 lending companies in the ...

FICO scores are one brand of credit score. Your FICO score is calculated using the data in your credit reports. Many, or all, of the products featured on this page are from our advertising partners ...