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Should I Convert $120k a Year From My $1.2M IRA at 60 to Avoid RMDs?

If you’re 60 years old with $1.2 million saved for retirement in a traditional IRA, you may be starting to think about ...

Retirement alert: The hidden ‘Time Bomb’ in 401(k)s and IRAs, and how to fix it fast

Your 401(k) or IRA could hide a tax time bomb. Withdrawals in retirement are taxed. RMDs at age 73 can spike income. Future ...

Make your money last: The 5-step withdrawal plan that can stretch your retirement savings

Most retirees tap their accounts in the wrong order, draining savings faster and triggering unnecessary taxes. This 5-step ...

I invested $200K in my daughter’s 529 plan. She doesn’t want to go to college. What should I do with this money?

Dear Quentin, I saved a significant amount of money ($200,000) for my daughter’s 529 account, but she doesn’t want to go to ...
Forbes

Climbing (And Descending) The Mountain: Why Roth Conversions Matter In Retirement

Marc Rogers, Founder/CEO of Producers Prospect, is a financial advisor, coach and industry leader with over 20 years of experience. Saving for retirement is like climbing Mount Everest. The ascent ...

Roth IRA Beneficiary Options: Guide for Spouses and Non-Spouses

Explore your options as a Roth IRA beneficiary, from spousal transfers to required withdrawals, depending on your relationship to the original account holder.

Which Comes First? How to Prioritize Withdrawals from Brokerage Accounts, 401(k)s, and IRAs

Because everyone deals with a different set of circumstances, there's no single set of rules to tell you in which order to ...
Kiplinger

Backdoor Roth IRAs: Help Your Kids Keep More of Their Inheritance

The backdoor Roth IRA is typically touted as a workaround for the wealthy to boost the amount of retirement income they can withdraw tax-free. But there’s upside for heirs who inherit the retirement ...