Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.

The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid ...

With certificates of deposit now paying around 4% and even higher, many near-retirees are staring at their old sub-3% mortgages and wondering whether to wipe them out or stash extra cash in safe, ...

It often pays for retirees to put money into CDs. I'm not close to retirement, so I'm more focused on stocks these days. CDs are a good option when saving for near-term goals, not long-term ones. The ...

CDs let you lock in a high interest rate, but there are other perks you might not know. Keep reading to learn why a CD might be your best move today.

Certificates of deposit (CDs) have become a popular safe haven for retirees. But with the Federal Reserve already cutting interest rates, today's CD yields may not last. Retirees who want to protect ...

Inflation began to cool at the start of 2025, but that downward progress may have been short-lived. Over the last two months, there has been an uptick in the inflation rate. The latest Consumer Price ...

The Federal Reserve's benchmark rate has fallen by a collective 0.75% this year, thanks to the Fed issuing three 25-basis-point cuts in recent months. In all, the Fed rate has dropped 1.75% since ...

For more than a decade, retirees lived in what felt like the financial version of a low-tide beach — beautiful, calm and absolutely no waves. Interest rates were stuck near zero. Bonds barely paid ...

See how your savings stack up against typical Americans your age—and discover smart strategies for strengthening your ...