Follow this chart to see whether a credit counselor, a debt relief company, or a DIY approach is right for you.

Making the minimum payments keeps your card account current, but it doesn't keep you out of financial trouble.

Credit card debt is often the most costly type of debt Americans can take on, largely due to the incredibly high interest rates many cards carry. On top of credit card debt being at a record high, the ...

Paying off credit card debt can help you establish a good financial foundation, make investments, and build your nest egg so you can retire early. Most people know this, but it's not a common practice ...

Will the Federal Reserve's recent 0.5% rate cut help you escape high-interest debt more quickly? Financial experts say no — ...

Debt relief promises a fresh start, but the fine print actually determines how much debt disappears in the process.

Making the minimum every month feels responsible, but is it disqualifying you from the relief you actually need?

Clint Proctor is a managing editor with the credit cards and travel rewards team at Forbes Advisor. He has eight years of experience in personal finance journalism and has contributed to a variety of ...

We surveyed leading debt consolidation loan providers and evaluated APRs, fees, loan amounts, and terms to help you find the ...

The spread between personal loan and credit card rates has become historically wide. Credit card marketing costs and consumer habits may be the cause. You can use this information to your advantage, ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. With the average American household with ...

Daniel Liberto is a journalist with over 10 years of experience working with publications such as the Financial Times, The Independent, and Investors Chronicle. triloks/Getty Images Generation X ...