The Federal Reserve's 25-basis-point rate cut in October — its second of 2025 — has started to ripple through the housing market. Mortgage rates, which have remained stubbornly high throughout most of ...

In a housing market shaped by higher borrowing costs, limited inventory, and persistent affordability challenges, the ...

Mortgage rates have been historic in their own right during the past few years. The average 30-year fixed rate reached an all-time record low of 2.65% in January 2021 before surging to 7.79% in ...

Mortgage rates could fall in January, but they’re more likely to hold steady. While daily ups and downs are a given, a major shift this month feels like a long shot. Fed cut looking unlikely October’s ...

It wasn't that long ago when the average mortgage interest rate was comfortably over 7%. In August 2023, for example, the average rate on a conventional 30-year term was 7.31%, marking the highest ...

3% mortgage rates are unlikely to return soon. Current low-rate mortgages are causing a "locked-in" effect. Housing affordability remains a significant challenge, especially for first-time buyers.

The average long-term U.S. mortgage rate edged up for the second week in a row, but remains just above its lowest level in more than three years. The benchmark 30-year fixed rate mortgage rate rose to ...

With average mortgage interest rates declining and some experts expecting further reductions in 2026, refinancing may make sense for some homeowners. Refinancing may make more financial sense for ...

Explore current mortgage rates and what they mean for homebuyers ...

Midwest-rooted Central Bank offers an online application, which you can track via mobile app. But you’ll have to contact the bank for mortgage rates. Among the best when it comes to online convenience ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...