The best CD yield from a national bank is Genisys Credit Union with a 4.40% APY on a 7-month CD with a $500 minimum to earn ...

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates continue to trend lower.

High-yield savings account: According to DepositAccounts.com, as of December 2025, the top-yielding 1% of high-yield savings ...

The interest rate environment is changing once again. After the Federal Reserve kept its federal funds rate on pause for all of 2025, the central bank is poised to issue its first rate cut of the year ...

Since the Federal Reserve lowered its policy rate in September, many banks have quietly trimmed their CD APYs or discontinued splashy promo CDs. And with more rate cuts expected this year, APYs might ...

Average rates for 1-year CDs are down 9 basis points in the past year to an average of 1.76% APY, according to the latest government data. But that doesn’t mean you have to settle — dozens of banks ...

Average rates for certificates of deposit this month range from a ho-hum 0.23% for the shortest, 1-month terms, up to 1.76% for 1-year accounts, according to the latest government data. But for ...

Financial institutions across the country are offering certificate of deposit (CD) rates above 4%, providing savers with opportunities to maximize returns in the current interest rate environment.A ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. That's especially true with long-term CDs, which will require savers to ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...

With over a dozen credit cards and millions of credit card points racked up, Nancy Jiang condenses the complex world of card-churning for maximum rewards with minimum effort. Her work has been ...

The best short-term CD rates can help you reach your savings goals faster Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side.