See NerdWallet's picks for the best checking accounts of October 2025. These banks have low fees and consumer-friendly features.

These checking accounts reward you for meeting certain monthly requirements—like debit card purchases—with APYs that are quite a bit higher than most other bank accounts.

LevelUp Checking is an interest-earning account that also gives you multiple ways to earn cash back, and you no longer have ...

SoFi Checking and Savings (Member FDIC) continues to offer one of the highest annual percentage yields (APYs) available -- up ...

It only takes $250 to open an Advantage Checking account and earn the highest stated 4.62% APY at Presidential Bank. Balances of up to $25,000 are eligible for this rate, however anything beyond that ...

The average rate on an interest-earning checking account is an abysmal 0.07% . “Accounts offering interest are a way for the bank to bring in more deposits or appeal to customers with larger balances, ...

When you think of interest-generating bank accounts, your mind likely goes to savings. After all, that’s your reward for building an emergency fund or socking away money for a future expense, right? A ...

Hanna Horvath is a CERTIFIED FINANCIAL PLANNER™ and Red Venture's senior editor of content partnerships. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

The best free checking accounts have no monthly fees and earn high ratings from NerdWallet for their features, which may include earning interest, broad fee-free ATM access, overdraft policies and ...