Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

To get adequate homeowners insurance coverage, know which questions to ask. I'll never forget the water-filled light bulbs. Weeks after Hurricane Floyd flooded the North Carolina towns of Princeville ...

Homeowners insurance protects your property and belongings from fire, theft, natural disasters and other unexpected events.

With a budget of around $400,000, you're square in the middle of the market across the U.S. — the median home sale price in 2025 is just over $410,000 according to data from the Federal Reserve Bank ...