The best free checking accounts have no monthly fees and earn high ratings from NerdWallet for their features, which may include earning interest, broad fee-free ATM access, overdraft policies and ...

These checking accounts reward you for meeting certain monthly requirements—like debit card purchases—with APYs that are quite a bit higher than most other bank accounts.

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. petrunjela / Getty Images Primis Bank offers a free online-only checking account, ...

See NerdWallet's picks for the best checking accounts of October 2025. These banks have low fees and consumer-friendly features.