Mortgage credit scores are evolving. What homebuyers need to know

Mortgage lenders that work with Fannie Mae and Freddie Mac, government-sponsored enterprises, have the green light to use ...

FICO Lost 17% In A Day Because Mortgages Finally Have A Second Credit Score

Bill Pulte opened Fannie and Freddie loans to VantageScore 4.0 for every lender and FICO fell 16.7% in a day. What changes ...

How Investors Are Reacting To Fair Isaac (FICO) Making FICO Score 10T Free For FHA Lenders

Fair Isaac recently announced that its latest credit scoring model, FICO Score 10T, will be available at no cost alongside Classic FICO for FHA-approved mortgage lenders starting January 1, 2027, ...
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This FICO Change Could Significantly Impact Your Credit Score

In a June 2025 release, FICO revealed their latest scoring systems to the public. FICO Score 10 BNPL and FICO Score 10 T BNPL are an attempt by the global credit analytics company to adjust for the ...
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110 Million Consumers Could See Their Credit Scores Change Under New FICO Scoring

Americans who are struggling to pay off their debt could see lower FICO credit scores in their future, especially if they miss payments. Fair Isaac Corp., the company behind the popular FICO credit ...

Check Your Credit Score Safely Without Affecting It

Discover how to check your credit score without affecting it. Learn the difference between soft and hard inquiries and find ...