More than a quarter of U.S. adults live with a disability, according to the Centers for Disease Control and Prevention (CDC).

Learn about Short-Term Disability Insurance, including its types, coverage options, and the application process involved.

Beneficiaries told us that disability insurance payments played an essential role in protecting their financial and emotional lives, says Stephen Brobeck, CFAs executive director. When an ...

The disability insurance marketplace may seem relatively obscure to many life and health insurance advisors active in the industry today. However, the true nature and importance of income protection ...

Corrections & Clarifications: A previous version of this story misstated what type of policy is considered the gold standard of disability insurance. It also misstated how someone’s youth affects ...

Christy Bieber has a JD from UCLA School of Law and began her career as a college instructor and textbook author. She has been writing full time for over a decade with a focus on making financial and ...

An elimination period is the time from injury to benefit payments in insurance. It is also known as a "waiting" or "qualifying" period. During the elimination period, policyholders must cover their ...

Insurance can be a cost-effective way to protect yourself financially from expensive issues like a house fire, car accident or serious health condition. Understanding the different types of insurance ...

With each paycheck you earn, a small amount is deducted to ensure that you'll be able to receive payments should you ever become disabled and unable to work. By paying Social Security Disability ...

After two back surgeries in the past five years, Dawn-Michelle Wyzard lost 14 months of pay from her job as a data processing manager in suburban Louisville. But unlike a majority of American workers, ...

Justin C. Frankel, P.C., represented a client with Chronic Lymphocytic Leukemia whose long-term disability benefits ...