See NerdWallet's picks for the best checking accounts of October 2025. These banks have low fees and consumer-friendly features.

It only takes $250 to open an Advantage Checking account and earn the highest stated 4.62% APY at Presidential Bank. Balances of up to $25,000 are eligible for this rate, however anything beyond that ...

These checking accounts reward you for meeting certain monthly requirements—like debit card purchases—with APYs that are quite a bit higher than most other bank accounts.

SoFi Checking and Savings (Member FDIC) continues to offer one of the highest annual percentage yields (APYs) available -- up ...

Low fees, easy ATM access, fee-free withdrawals, overdraft protection — even the ability to earn interest. These are some of the qualities that many of the most-recommended checking accounts have in ...

If you’re looking to make your money work harder without locking it away, a high-yield checking account might be your new best friend. Pamela Cotton, Vice President of Member Services at Austin ...

SoFi savings account interest rates are above average and the financial services company charges no bank fees—two reasons this savings option is worth considering.

Wells Fargo is raising the monthly fee on its most popular checking account by 50%, and avoiding that fee is about to get harder for some customers. Starting Nov. 29, the monthly service fee the ...

The best free checking accounts have no monthly fees and earn high ratings from NerdWallet for their features, which may include earning interest, broad fee-free ATM access, overdraft policies and ...