This new system introduces a three-stage classification: sub-standard, doubtful, and loss assets.

RBI introduces a new rule mandating banks to classify wilful defaulters within 6 months of NPA tagging. The guideline aims to ...

Reserve Bank of India unveils ECL based overhaul of asset classification and provisioning, aiming for sharper risk ...

Axis Bank’s asset quality deteriorated in the first quarter of the current financial year due to the sustained elevation in retail unsecured slippages and a change in the classification metric for non ...

Expected Credit Loss (ECL) will be a forward looking model wherein banks will need to assess whether the credit risk on a ...