New federal loan caps and plan overhauls demand smart strategies. Here's how to keep your payments manageable now.

By next summer, new borrowers will have just two repayment options, streamlining the previous menu to pay off higher-education debt. Here’s what to know.

One important bright spot Baruni shares with her clients: Many borrowers are eligible for affordable student loan payment plans, with minimum monthly payments based on income. Sometimes, a minimum monthly payment can be as low as $0. “The first line of defense is always income-driven repayment,” Taylor of the National Consumer Law Center said.

Millions of Americans with student loans will soon face resumed interest accrual and monthly payments as changes made under the Trump administration.

President Trump’s Big Beautiful Bill is massively rolling back federal student-loan programs in a nearly complete-180-degree turnaround from the Biden-era debt-forgiveness movement. The

Students logging into their student loan servicer accounts may not be able to see their progress in loan forgiveness payments after the Department of Education stalled payment counts.